Blockchain solutions for business

Invoice discounting is a form of funding that instantly unlocks the cash tied up in outstanding sales invoices. Business owners allow invoice buyers to buy invoices at a discounted rate in order to unlock their cash quicker.

Token Price: 0.15€.
Minimum purchase: 45.000€.
Number of tokens: 300.000.

ICO Ends in

Current discount time's up


Fund Rised


Token Distributed


$ 3M

Soft Cap

$ 8M

Hard Cap

Invoice discounting

Invoice discounting platform that is globalising what is currently a localised and limited market sector. It is a global invoice trading platform built on Blockchain’s distributed ledger technology.

Connecting money

Hives uniquely connects business owners with invoice buyers on a global scale by leveraging the security, transparency, and speed of Blockchain via blockchain system, Altman Z-score formula, smart contracts and stable fiat-pegged tokens.

Stay Tuned

Send and receive money around the world in just seconds and no cost. Hive is a social peer to peer finance network where run payments, remittances, loans or investments is easy and fast.



A wealth of data combined with powerful analytical tools, organisations can carry out a multitude of calculations on their data. These could include complex scenario analysis, business performance benchmarking to evaluate the health of a business, or trend analysis to identify patterns of customer behaviour.

High speed and low costs

Immediate funding without third-parties. Smart contracts autonomously perform funding – collect and release payments.

Global P2P invoice discounting

The Hives enables invoice sellers and buyers to transact regardless of geographic location and without the need for any third party.

Unprecedented safety

All invoices uploaded are transparently recorded onto the Ethereum Blockchain eliminating potential for error and misuse.


We use XBRL data to access and assess financial statements for invoice sellers. Extraction of 1500+ data points per company affords the opportunity to analyse the risk of a company, trading partners, and industry as a whole.

Our smart contracts combine XBRL data, Altman Z-scores and other formulas to create our proprietary credit rating system which is far more advanced than the current industry standard.

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Guidelines For ICO

The Hives has built an agile, robust service which will disrupt and transform the current invoice discounting system.

By combining our proprietary smart contracts with Blockchain technology and providing these tools to everyone, Hives is introducing the invoice buyer directly to the invoice seller in a P2P (peer-to-peer) platform.

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Frequently Asked Questions

Authoritatively streamline high standards in information before standards compliant benefits. Proactively e-enable standards compliant technology without value-added internal or organic sources.


Our ICO price is 0.15€ per token. Minimum sale is 300.000 tokens. About 45.000€.

We will start to send our tokens on Dec 2018.

Yes. Also Trezor and MyEtherWallet. We are based ERC20 ETH.

We estimated a value of 0.45€ per token for ending 2019.

Trust us, we can help you!

Our goal is to port all best free software on the market to be able to use in The Hives
Immutable params:

– max supply

– inflation

– only POW algo – we may change Zhash algo to other POW algo to prevent ASIC miners

– new features are allowed to improve usage / scalability, but we will never change history (ETH/ETC case)